How to get help financing home repairs


Simplified: A new municipal program gives homeowners up to $5,000 for repairs.

why is it important

  • The new Sioux Falls Home Safety and Repair Grant Program aims to help maintain safe and healthy homes, said Kevin Smith, assistant director of planning and development services.
  • Qualified owners can get up to $5,000 to spend on repairs ranging from painting and repairing sidewalks to replacing faulty plumbing, electrical work, roofs, windows, etc.
  • The program is funded by $1.4 million in the American Rescue Plan Act’s coronavirus relief funds. That means it must be spent by December 2024, Smith said.

“Our goal is to get as much money as possible for the necessary homeowners,” Smith told City Council on Tuesday.

Who is eligible?

People from low to middle income households.

  • For reference, Smith said the allowable household income for a family of four in Sioux Falls is about $53,600 per year.

The property must be within the city limits and structurally sound (but in need of repairs).

Who is not eligible?

Repair funds cannot be used on goods for resale, so if you’re looking to flip your home with these funds, look elsewhere.

Funds also cannot be used on mobile homes or rental properties.

How can I apply?

The request is available online.

You can also go online and print a PDF application to mail, or you can call the city’s housing division at 605-367-8180.


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